The new year is usually when most of set our resolutions for the next 12 months. For some it’ll simply be to exercise more or drink less, for others these might be bigger milestones such as starting a new career. But the one thing on most younger people’s wish lists is to get a first foot onto the property ladder. Some feel that times are hard for First Time Buyers, but gaining a little knowledge about the property market in your local area, learning about mortgages and getting to know your local agents can really help to make home ownership feel all the more achievable.

Tip of the month
Seek mortgage advice sooner rather than later. More often than not, a trip to a mortgage advisor brings up opportunities you may not have considered.